Payment Policy
Simira Unipath Diagnostics Private Limited is committed to providing a convenient and secure payment experience for our customers. Online payments are processed through a payment gateway service provided by Razorpay Software Private Limited (“Razorpay”), an RBI-authorised Payment Aggregator. This policy sets out the transaction fees associated with various payment methods and details how they are managed.
Transaction Fees by Payment Method
We offer a variety of payment options to suit your needs. All standard transaction fees applied by our payment gateway will be fully borne by Simira Unipath Diagnostics Private Limited—the final amount you pay at checkout reflects only the cost of your diagnostic services.
The table below summarises these fees for your reference:
| Payment OptionTransaction Fee | |
| UPI | 2.00% of the transaction value |
| Debit Cards: RuPay | 2.00% of the transaction value |
| Debit Cards: Visa & Mastercard | 2.00% of the transaction value |
| Credit Cards: Visa, Mastercard & RuPay | 2.00% of the transaction value |
| Net Banking: All banks | 2.00% of the transaction value |
| Wallets | 2.00% of the transaction value |
| Credit Cards: American Express & Diners | 3.00% of the transaction value |
Tax Information
Goods and Services Tax (GST) at the applicable rate (currently 18%) is levied on the transaction fees listed above. As noted, this tax is settled internally by Simira Unipath Diagnostics Private Limited and is not passed on to the customer.
Future Fee Adjustments
Transaction fees, particularly for debit cards and UPI, may change in line with regulatory guidelines issued by the Reserve Bank of India (RBI), NPCI, or other statutory authorities, or with changes to our commercial agreement with our payment gateway provider. We will update this policy to reflect any such adjustments, and we recommend checking it periodically.
Additional Considerations
- Accepted Currencies: Simira Unipath Diagnostics Private Limited currently accepts payments in Indian Rupees (INR) only.
- Payment Gateway Information: For more comprehensive details on the payment gateway provider’s baseline fees and technical infrastructure policies, please visit the official Razorpay Pricing page.
We appreciate your trust in us and encourage you to choose the payment method that best suits your needs. If you have any questions or require support regarding this payment policy, please contact us at support@simirahealthcare.com or call us at 7790098009.
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